Uber or Lyft Car Accident: How to Get Compensation
Were you recently in an Uber or Lyft car accident?
If you were hurt during a rideshare accident, you can get compensation for your injuries. Bodily injury claims involving an Uber or Lyft car accident are complex. If you were a passenger or driver involved in an Uber or Lyft accident, a lawyer with Meeks Impact Law can help you to receive the compensation you deserve. Find out more in this guide.
Uber and Lyft Insurance Policies
As popular rideshare companies, both Uber and Lyft provide insurance coverage to protect their drivers and passengers who work for or use their rideshare services. Passengers and drivers involved in an Uber or Lyft accident are covered under this insurance.
Uber’s Insurance Policy
Uber insurance protects both drivers and passengers in the event of an accident. The insurance coverage applies to passengers, when they have paid a fare through the Uber app, when they are enroute to their destination. According to Uber’s policy, the company protects passengers from the financial cost of injury and also covers the costs of medical treatment.
Uber drivers and passengers are entitled up to $100,000 in uninsured/underinsured motorist bodily injury coverage, in addition to any liability insurance coverage available, in the event of an accident. This coverage is only applicable in cases where the driver is available (driver app is on), waiting for a ride request, enroute to pick up riders, or during paid trips. Third-party drivers involved in an accident with an Uber driver can also recover against insurance provided by Uber.
Lyft’s Insurance Policy
Lyft offers insurance to its drivers and their passengers throughout their rideshare journey. If a passenger is injured while traveling in a Lyft driver’s vehicle, damages or costs will be covered by Lyft’s commercial liability insurance. Passengers can recover up to $100,000 in third-party liability or $100,000 in uninsured/underinsured motorist protection.
Lyft drivers can also receive up to $100,000 for uninsured/underinsured motorist following an accident while on route. Third parties involved in an accident with a Lyft driver can also recover against Lyft’s insurance coverage if the Lyft driver was at fault for the accident.
Who Takes Responsibility?
Rideshare accidents can get complicated as the accident usually involves multiple parties. The investigation team investigates the accident to ensure that all facts are correct. If a third party is responsible, Uber and Lyft insurance will cover the damage for a driver’s or passenger’s injury in the event that there is not enough liability coverage to fully compensate the injured party.
Accident cases can get a bit complex if a rideshare driver is responsible. Uber/Lift insurance policies only provide coverage when the vehicle is being used for the business purposes of Uber/Lyft. A driver will often use their own personal insurance when their vehicle is used for personal reasons so how the vehicle was being used at the time of the accident is material to whether Uber/Lyft’s coverage is applicable.
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About our team
At Meeks Impact Law, our team shares one purpose: helping people through some of the hardest moments of their lives. We take pride in the small firm difference, where every client matters, every case receives personal attention, and our team works closely together to make sure no one feels lost in the process.
Are You Owed Compensation?
If you sustained an injury by using a ride-sharing company, you can submit a claim for compensation. It is important that you take as many pictures of the accident as possible. Also, treating for your injuries promptly is important both for your health and legal case. Meeks Impact Law can assist you from the outset to make sure that all relevant evidence is obtained and that you get access to the medical care needed to get well.
Why You Need an Uber and Lyft Accident Lawyer
If you are injured during a rideshare accident, contact the injury lawyers at Meeks Impact Law as soon as possible. Uber and Lyft accident cases are complicated, and sometimes drivers can deny liability for the accident or injuries sustained. In these cases, it’s important not to speak to any insurance teams before you speak to Meeks Impact Law first. Uber and Lyft must keep details of the accident, such as GPS coordination and cellular and electronic data. An injury attorney from Meeks Impact Law can help you obtain this information and get the compensation you deserve.
If you were a passenger or driver involved in an Uber or Lyft car accident, don't wait to start your free case evaluation.
FAQs
First, make sure everyone is safe and call 911 to report the crash. Get medical attention, even if you feel fine, since some injuries take time to appear. If possible, gather photos, witness names, and insurance details. Then, contact a Georgia personal injury lawyer before speaking with the insurance company. Early legal guidance can help protect your rights and preserve valuable evidence.
The time limit to file a personal injury lawsuit in Georgia, known as the statute of limitations, can vary depending on the type of accident and injury. For example, car wrecks, wrongful death cases, and injuries on unsafe property may all have different filing deadlines.
Because important evidence can disappear quickly, it is always best to contact our office as soon as possible after an accident. From the start, we work to preserve key evidence, ensure you are receiving the comprehensive medical care you need, and handle communication with insurance companies so you can focus on recovery while we focus on protecting your case.
In many Georgia personal injury cases, the statute of limitations is two years from the date of the accident, but certain circumstances can shorten or extend that timeline. Talk to our team to determine the statute of limitations related to your circumstances and how we can step in to help, today.
Every case is different. Some settle within a few months, while others take longer depending on the extent of your injuries, medical treatment, and negotiations with the insurance company. Our goal is always to move your case forward efficiently while protecting the full value of your claim.
The timeline can also be affected by external factors such as court scheduling, insurance companies delaying responses, or bad actors trying to avoid accountability. Even when the process takes time, our team stays proactive so you can focus on healing while we handle the rest.
Throughout the process, we make communication simple and consistent. You’ll receive regular updates on your case and have easy access to our team through a secure app right on your phone. It includes texting-style messaging and case updates at the touch of a button, so you’re never left wondering where things stand. Of course, we’re always happy to talk with you directly by phone whenever you prefer.
It’s common for insurance companies, or even the at-fault party, to offer quick compensation after an accident. These early offers are often made before the full extent of your injuries, medical costs, or long-term needs are known. Accepting too soon can prevent you from recovering the full amount you’re entitled to.
Even if someone offers you money at the scene of the accident, that does not necessarily mean you don’t have a case. In many situations, those offers are an attempt to limit future liability. Our team can review the facts, explain your options, and help you understand what your claim may truly be worth before you make any decisions.
All of our personal injury cases are handled on a contingency fee basis, meaning there are no upfront costs to get started. We only collect a fee if we secure an offer off recovery for you. This approach keeps our interests aligned with yours and ensures that we only succeed when you do. Every fee agreement is explained in writing before representation begins so you can make an informed decision with confidence.
Getting started is simple. Reach out for a free consultation so our team can review your situation and help you understand your options. We will guide you through each step with clarity and care, answer your questions, and explain how we can begin building your case right away.
You can call (678)-341-5212, email Intake@meeksimpactlaw.com, or submit a message through our contact form to get started today.